Personal Injury Law: How Florida's No-Fault System Works

  • July 23, 2023
  • 1 minutes

In the state of Florida, personal injury law is regulated by a no-fault system. This system requires a person to first file a claim with their own insurance company after a car accident rather than filing a lawsuit against the other driver. This system is designed to save time and money, while allowing people to get the compensation they need in a more expedited fashion.

The Florida law governing no-fault insurance claims is the Florida Motor Vehicle No-Fault Law. This law sets out the requirements that must be met in order for an injured person to be eligible for no-fault benefits. The law states that a person must be injured in an accident caused by another driver’s negligence for them to be eligible for no-fault benefits.

In order to receive no-fault benefits, the injured person must have sustained either a permanent injury, or have incurred medical expenses greater than $10,000. Additionally, the driver must have proof of insurance coverage and must be able to prove that the other driver was at fault for the accident.

Once the injured person has met the requirements outlined in the Florida Motor Vehicle No-Fault Law, they can then file a claim with their own insurance company to receive no-fault benefits. These benefits can include coverage for:

  • Medical expenses
  • Lost wages
  • Other damages

When filing a no-fault insurance claim, an injured person should be aware of the time limit for filing a claim. In Florida, a person must file a claim within three years of the date of the accident. It is important to note that the time limit for filing a claim does not begin to run until the injury is fully diagnosed and treated.

It is important for anyone injured in a car accident to understand how Florida’s no-fault system works. The no-fault system is designed to provide a faster, more efficient way for injured persons to receive the compensation they need. By understanding the Florida Motor Vehicle No-Fault Law and filing a claim within the appropriate time limit, an injured person can ensure that they receive the full amount of compensation they are entitled to.

If you or a loved one has been injured in a car accident, it is important to speak with a qualified personal injury lawyer in Florida. An experienced lawyer will be able to answer any questions you may have, as well as provide guidance on how to file a no-fault insurance claim and ensure that you receive the compensation you deserve.

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